Government assistance with consolidating loans

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States too, have similar student loan programs in place – each with its own set of standards and eligibility requirements.Over the course of earning college credentials students borrow from different sources, at different times, with each loan standing on its own terms.

In many states, students with multiple loans are invited to participate in similar loan restructuring programs.

If your credit score is low, be prepared to add a credit-worthy cosigner to your consolidation loan.

Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you.

The College Foundation of North Carolina offers a .25% interest rate reduction for borrowers that automate their loan payments through a debit system.

After 24 consecutive on-time payments, the interest rate drops by .5%.

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