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If you have little or no credit history or you’re trying to rebuild your credit, a secured credit card like the Discover It® Secured Credit Card may be a good place to start.

Secured cards require a cash deposit that’s typically equal to your credit limit and can be easier to get than unsecured credit cards.

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When you’re logged into Credit Karma and search for a new card, you can use Credit Karma Approval Odds as guidelines for the likelihood you’ll be approved for a specific card.Or you might want to consider an unsecured card, like the Capital One® Platinum Credit Card, which is considers people with a limited credit history or less-than-perfect credit.Credit card scammers are constantly coming up with new ways to scam cardholders - or putting a new spin on an old credit card scam.Being on the lookout for scams protects your credit card information and helps you prevent fraud and unauthorized charges on your credit card account. The credit card industry is moving to EMV chip enabled credit cards to reduce credit card fraud.The move has taken place over several months, with credit card issuers sending out new cards over a period of time rather than all at once.

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